Ok, so let me get on the bandwagon of the 75 billion dollars being spent to save our houseing market. Many opponenets to this bill are saying that we are rewarding bad behaivior and that we should not be bailing out people that have been iresponsible and negligent. Well here is my two cents on it for what its worth, while I do agree that there have been a few negligent and careless folks out there, we also have hard working people who for one were taken advantage off by there mortgage broker on these payoption ARMS, number two we have people out there that have lost there jobs not through any fault of there own but because our economy is in crisis right now, number three, we have people that purchased homes on the high end of the Market ( like myself) and then the floor caved in and we lost our value. I could go on and on, folks all these examples plus many more came through no fault of the individula but through the fault of greety brokers, greety banks, and if I must say some greety realtors, now we are all paying the price, and something has to be done about it and I believe our president took a step forward in helping these homeowners. If we can help automakers who for years have been careless, if we can help banks who for years have been greedy, if we can continue to pay CEO's who have been worthless, then come on folks we can aford to help the average Joe who is dying out there.